Personal Accident Insurance

This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible, and violent means.

The policy operates worldwide and is a 24-hour cover.

Different coverages are available ranging from a restricted cover of Death only, to a comprehensive cover covering death, permanent disablements, and temporary total disablements.

Family Package cover is available to Individuals under Personal Accident Policy whereby the proposer, spouse, and dependent children can be covered under a single policy with a 10% discount in premium.

Group personal accident policies are also available for specified groups with a discount in premium depending upon the size of the group.

Here’s the problem

You already know that building a talented team is a herculean task. But, retaining great talent and keeping them motivated is a hamster-on-wheel assignment. Losing even a single member after all your hard work is a kick in the gut.

It’s more difficult when you know that you could’ve addressed their concerns in hindsight. These include things that improve employee morale and organizational culture, like providing adequate paid time off, flexible work-life balance, and a comprehensive group health insurance plan.

Here’s how to fix it

Today’s workplaces are synonymous with human-centric policies. When potential hires imagine their ideal work culture, it involves organisations building a culture of care, inclusivity and innovation. This fosters a team of happy individuals who are not only engaged at work but are also bagging the best outcomes.Choosing group medical insurance is the first step to showing your employees that you care. The ripple effect is that employees feel happy, and retention is high as they feel prepared for unforeseen events. This also makes them more productive at work, nudging them to build a healthy lifestyle resulting in lower sick leaves.