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Product Detail

Boiler & Pressure Plant Insurance

Scope of Cover

The policy covers damage due to explosion, implosion or collapse leading to the

  • Damage of the boilers & pressure vessels
  • Damage to the surrounding property, up to fixed limits, arising due to explosion & collapse of the pressure plant during normal course of working
  • Third party legal liability, up to fixed limits, arising due to
    • Death or bodily injury to third parties
    • Damage to property of third parties (not held in trust or on commission) caused by and solely due to explosion or collapse occurring in the course of ordinary working



  • Express freight
  • Air freight
  • Owners surrounding property
  • Third party liability
  • Additional custom duty


Loss or damage due to:

  • Fire, lightning, inundation, flood, storm, earthquake, subsidence, landslide chemical explosion, burglary and theft, impact by land borne/water borne craft
  • Wear and tear, faults or defects existing at the time of commencement of insurance which ought to have been or were known to you, faults or defect for which the supplier is responsible either by law or under contract
  • War or warlike operations, nuclear reaction, radiation or radioactive contamination
  • Loss damage and/or liability resulting from overload experiments or tests
  • The failure of individual tubes in boilers of the water tube locomotive or other multi-tubular types, in super heaters or in economisers
  • Wilful acts or gross negligence on your part or your representatives' part
  • Loss or damage due to fire and allied perils
  • War and nuclear risks
  • Loss arising out of overload, experiment or test
  • Gradual developing flaws, defects, cracks or partial fractures
  • Failure of individual tubes
  • Explosions/ collapse due to facts, existing at the time of commencing insurance, known to the insured
  • Consequential losses
  • Wilful negligence
  • Damage by chemical explosion except in recovery boilers and waste heat boiler

Additional Covers


  • Express freight
  • Air freight
  • Owners surrounding property
  • Third part liability
  • Additional custom duty
  • Escalation Clause