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Product Detail

Commercial General Liability (CGL)

Commercial General Liability (CGL) policy covers third party liabilities arising from various business operations, be it premises, products and completed operations and/or advertising and personal injury.

This insurance Policy is a claim’s made Policy- it only covers an “occurrence” that arises within the Period of Insurance and which is reported during Policy Period and/or any extended Period if provided by this Policy or schedule.


This is a Unique Policy with  3 Coverages in 1:
With a broad-based wording that has withstood scrutiny in the most litigious jurisdictions of the world, Comprehensive General Liability provides comprehensive protection against:

Coverage A – Bodily injury and Property Damage

Coverage B – Personal and Advertising injury

Coverage C – Medical Expenses

Supplementary Payments

1. Covered Exposures :

Premises Liability

Operations Liability

Products Liability

Completed Operations Liability

2. Duty to Defend Form

3. Coverage for defense costs apart from damages


1. Expected or intended injury

2. Workers’ Compensation and Similar Laws

3. War